Terms of Service

Effective Date: Jan 15, 2026  |  Last Updated: May 30, 2026

Please read these Terms of Service ("Terms") carefully before using this website ("Site"). By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy and Financial Education Disclaimer, which are incorporated herein by reference. If you do not agree, please do not use the Site.

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you and the owner of this Site, operated from Austin, Texas, United States. Your continued use of the Site signifies your ongoing acceptance of these Terms, as may be updated from time to time.

2. Description of Service

This Site provides educational content, articles, guides, and resources designed to help students and aspiring professionals learn about careers in the finance industry. All content is provided for general educational purposes only. Please refer to our Financial Education Disclaimer for more information.

3. Eligibility

By using this Site, you represent that you are at least 13 years of age. If you are under 18, you represent that you have parental or guardian consent to use this Site and that your parent or guardian has reviewed and agreed to these Terms on your behalf.

4. Newsletter and Email Communications

If you subscribe to our newsletter, you agree to receive periodic educational emails from us. You may unsubscribe at any time using the link provided in each email. We will handle your email address in accordance with our Privacy Policy and in compliance with the CAN-SPAM Act.

5. Intellectual Property

All content on this Site — including text, graphics, logos, images, course materials, and other materials — is the property of the Site owner or its content suppliers and is protected by applicable intellectual property laws, including U.S. copyright law. You may not reproduce, distribute, modify, or commercially exploit any content without our express prior written permission. You may share individual pieces of content for non-commercial, educational purposes provided you attribute this Site as the source and include a direct link back to the original.

6. Acceptable Use

You agree not to use this Site to:

·         Violate any applicable federal, state, or local laws or regulations

·         Post, transmit, or distribute any unlawful, harmful, defamatory, or objectionable content

·         Engage in scraping, data mining, or unauthorized automated access to the Site

·         Attempt to gain unauthorized access to any part of the Site or its underlying systems

·         Interfere with or disrupt the Site, its servers, or related infrastructure

·         Impersonate any person or entity, or misrepresent your affiliation with any person or entity

·         Circumvent, disable, or interfere with any security or access controls on the Site

7. Third-Party Content and Links

This Site may contain links to third-party websites or reference third-party resources for educational purposes. We do not endorse, control, or take responsibility for any third-party content, products, services, or privacy practices. Your interactions with third-party sites are governed solely by their own terms and policies.

8. Advertising

This Site displays advertisements served by Google AdSense and potentially other advertising networks. These advertisements are clearly distinguished from editorial content. We are not responsible for the content of third-party advertisements. Clicking on advertisements may result in third parties placing cookies on your device; please refer to our Privacy Policy for more information.

9. Educational Content — No Guarantees

We make no representations or guarantees that use of our educational content will result in employment, certification, career advancement, or any particular outcome. Career results depend on individual effort, qualifications, market conditions, and many other factors outside our control.

10. Disclaimers

THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SITE OWNER AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOST DATA, OR LOSS OF GOODWILL — ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR ITS CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED ONE HUNDRED U.S. DOLLARS ($100.00).

12. Indemnification

You agree to indemnify, defend, and hold harmless the Site owner and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses — including reasonable attorneys' fees — arising out of or in connection with your use of the Site or your violation of these Terms.

13. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Travis County, Texas, and you consent to the personal jurisdiction of such courts.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will indicate material changes by updating the effective date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

15. Termination

We reserve the right to suspend or terminate your access to the Site at our sole discretion, without prior notice, for conduct that violates these Terms or is otherwise harmful to the Site, other users, or third parties.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited to the minimum extent necessary, and the remaining Terms shall continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and Financial Education Disclaimer, constitute the entire agreement between you and us with respect to your use of the Site, and supersede all prior agreements, understandings, and representations.

18. Contact Us

If you have any questions about these Terms, please contact us through email at info@streetwise-finance.com.